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Category: Kids Zone

Don’t Tie My Allowance to Chores or Achievements

(from Chapter 1) Should your allowance depend on work around the house or schoolwork? No! An allowance is meant to teach you how to handle money. You do chores because you are part of the family. Doing well in school, music or sports is about building your confidence and talents. It’s not about getting more…

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A Great Way to have a (Free) Night Out

(from pg. 31 in the book) Hey, let’s go out tonight! But don’t ditch your parents once you’re out. You spending time with them is something they just might like! Make it a family night. (You know who is in charge of family finances, hee hee) Make it a weekly or monthly event. Mom or…

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Do Your Homework Before You Spend Big Bucks

(from Chapter 4) You saved and saved, bought your dream toy, and feel ripped off. Ouch! Always spend time thinking and learning about the things you want to buy, before you buy, especially if they cost a lot of money! Visit different stores. Read magazines that review the product. Surf the Internet with your parents…

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Laugh All the Way to the Bank

(from Chapter 3) Feeling sorry for yourself because you’ve got no cash? Set aside 25% of your allowance in a piggy bank or bank account. See it grow bigger and bigger. Once you get in the habit of doing this, you’ll be amazed at how much you can save and what you can do with…

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Case of the Broken Window

(from pg. 65 in the book) It’s not a crime to make a mistake. But it’s crazy if you don’t learn from it! Look after your stuff! The money it takes to buy things really doesn’t grow on trees… REALLY! Look after other people’s stuff in just the same way as you should look after…

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Make Your Dreams Come True!!

In January, many people make something called a “Resolution.” That is another word for a goal to change something or achieve something in your life. Dreams aren’t just for when you sleep, you know. Your dreams are also the great things you want to do with your life. Can you think of a goal you…

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Kids and Money: The Opportunities

The last excerpt, published here, was about the dangers of not teaching our children good attitudes and habits with money. On the positive side of the ledger, this book will help you take advantage of the many opportunities you have to teach your kids about money. The opportunities are legion, but six major ones stand…

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Making Independent Choices (Kids)

You’re growing up! And as you do, your parents will give you more and more chances to choose what you want to eat, to wear and to buy. Because Allowances: Dollars and Sense is about learning good financial skills, I want to give you some tips for spending and earning money. Here are a few…

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Making School Work for You!

School and the fall season go together! And so do some other things – shopping for new school clothes, starting music lessons and sports teams, and doing your homework. All these things remind me that there are a few important things to concentrate on in your life, things that you can work on all your…

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